Next Generation AML solution for mutuals

MV Shield brings together financial crime controls into one intuitive, unified environment. Rather than operating separate tools for different AML activities, teams can manage alerts, intelligence and investigations within a single platform designed to reduce fragmentation and operational friction.

The platform is preconfigured for specialist lenders and mutual organisations, enabling faster deployment and immediate relevance without extensive custom build or complex configuration projects.

MV Shield screens customers against relevant sanctions lists and risk indicators to identify potential exposure early. Screening is designed to support regulatory obligations while remaining practical for smaller compliance teams, helping reduce noise and unnecessary manual review.

Screening outputs are integrated into the wider platform, allowing teams to assess screening results alongside transaction behaviour and customer risk context.

MV Shield assigns client risk scores based on observed customer behaviour and available intelligence. Risk assessment supports ongoing monitoring rather than one-off categorisation, enabling teams to respond to changes in customer risk profiles over time.

This approach helps compliance teams focus attention where risk is genuinely evolving, rather than relying on static risk labels.

The Advanced Sandbox allows compliance teams to refine screening setups and monitoring logic using real data before launch. This enables safer configuration, validation and optimisation without impacting live operations.

The sandbox supports confident decision-making during implementation and change management, particularly important for regulated environments.

The Data Explorer makes financial crime intelligence data accessible for compliance and risk teams. Rather than locking insight behind technical interfaces, teams can explore trends, patterns and supporting data directly within the platform.

MV Shield will introduce task management and workflow functionality to unify investigation steps within a single, self-auditing platform. This will support structured case handling, accountability and clearer audit trails.

The workflow capability is designed to align with regulatory expectations while remaining practical for smaller teams.

MV Shield detects suspicious transaction patterns using AI-driven analytics designed to identify abnormal or emerging behaviour. Rather than relying solely on static thresholds, transaction monitoring supports more adaptive detection aligned to modern financial crime typologies.

Alerts are contextualised with supporting data to help teams prioritise genuinely higher-risk activity.

MV Shield will support automated onboarding KYC and KYB processes, combining identity verification with integrated risk scoring. The capability is designed to reduce manual effort during onboarding while maintaining alignment with regulatory expectations.

By embedding onboarding within the wider AML platform, MV Shield supports continuity between initial checks and ongoing monitoring.

MV Shield provides an efficient hit review interface that highlights the most relevant and urgent data for investigation on a single page. This reduces time spent navigating multiple screens and improves consistency across reviews.

The design supports quicker triage and more confident decisions, helping teams manage alert volumes effectively.

MV Shield’s combines explainable decision support with performance and behavioural intelligence to help compliance teams understand why alerts are triggered, prioritise genuine risk, and continuously improve outcomes over time.

Rather than black-box outputs, the platform provides clear insight into decision drivers, alert behaviour and emerging risk patterns, supporting transparency, audit readiness and internal confidence. Also analyses alert trends and operational data to identify inefficiencies and excessive false positives, enabling ongoing optimisation without the need for complex external analytics tools.

MV Shield is configured specifically for specialist lenders and organisations without large compliance resources. The platform prioritises usability, clarity and operational efficiency while supporting regulatory compliance.

Powered by Napier AI technology and guided by Mutual Vision’s mutual-sector experience, MV Shield balances advanced capability with practical delivery.